Employers can provide health insurance to their employees at a group discounted rate compared to Individual Major Medical policies. These policies can also include voluntary workplace benefits, group Medicare, employee assistance programs, and spending accounts.
Employers may choose to offer their employees’ health and life supplemental benefits. These may be offered at a reduced rate as a result of the group’s buying power. Employers have the option to provide employees with coverage such as Disability insurance, life insurance, accident insurance, critical illness insurance, and supplemental health insurance.