Individual Major Medical

For those individuals under age 65 who don’t have health insurance through their employer, Individual Major Medical insurance may provide coverage for doctors’ visits, hospitalization, medical services and supplies, and prescription drugs. Today, you can buy an individual major medical policy directly from the carrier or through the Health Insurance Marketplace. These options offer members the freedom to choose a health insurance plan based on desired coverage and costs.

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Dental

Dental insurance helps protect an individual against the cost of treatment and care.  Dental insurance can help pay for services such as routine visits, cleanings, x-rays, and other services. Most plans are Preferred Provider Organizations (PPO) and have “in” and “out” of network dentists.  

Vision

Vision insurance is a type of health insurance that helps members pay for specific eye care benefits such as routine eye exams, services, and glasses or contacts. The plan may cover all or part of the costs. The plan may have a preferred network.